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Banking
Jan 13, 2008 19:26:15 GMT -6
Post by cecil71421 on Jan 13, 2008 19:26:15 GMT -6
The banking system should include interest, as normal banks do. It should also take a small amount of your gold for each withdrawal. In short, it should be as close to a regular banking system as possible. As of now, it is only places that feel a need to hold gold for you for free. How can they make a living?
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Banking
Jan 13, 2008 19:48:09 GMT -6
Post by Rand on Jan 13, 2008 19:48:09 GMT -6
.... It's a video game.
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InfiniteWisdom
Hunter
The Banished
100%
The world suffers from selfishness,don't be a victim, have wisdom...
Posts: 104
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Banking
Jan 14, 2008 19:56:17 GMT -6
Post by InfiniteWisdom on Jan 14, 2008 19:56:17 GMT -6
Roar! Hey! Redefining the bank so it has differences would be intriguing though. The only purpose i can think of at the moment would only be suited if more items will be accessible later. I am sure people can carry things in their inventory but im sure it should have a capacity, so you would use the bank as a storage of items as well. This is especially enforced if one still has the poisoned meat after Gry, a memory. This could also tie in with my suggestion in receiving a "medal/award" symbolizing your great achievements. To think of it plainly, obtaining the heads of each boss as a trophy. This can be used to show the king so you have "proof" so you can progress in the game. This would also be beneficial so that npc's react differently depending on what trophy you show them. EX: "Demonstrating Vallatio's head" to a kid in the town in Kreland results in the kids response, "AHHHH! Mommy help, [name] scared me with that bloody vampire head!" Just a thought and trying to think of new things ~InfiniteWisdom
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Banking
Jan 15, 2008 6:49:44 GMT -6
Post by cecil71421 on Jan 15, 2008 6:49:44 GMT -6
I think that would be interesting, and would keep more investigating in the game as well, since it would generate different responses, but, in regards to Rand's comment, I think that there should be some sort of interest system. It would keep the bank more interesting. Plus, I don't recall the name of a single game that has investment banking in it. Just forms of regular banking.
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Banking
Jan 15, 2008 20:03:41 GMT -6
Post by Rand on Jan 15, 2008 20:03:41 GMT -6
This isn't a game about figuring stocks and bonds. It's a game about investigating why the world is in turmoil and pain. Besides, did the Medieval times have banking at all? No. And if they did, it'd not have interest. People kept their own money stored in chests, and//or secret locations under the floors of their houses or cellars.
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Kumog
Hunter
[glow=orange,5,150]Master Soloist[/glow]
Kupo!
Posts: 75
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Banking
Jan 15, 2008 21:16:27 GMT -6
Post by Kumog on Jan 15, 2008 21:16:27 GMT -6
This is the greatest idea evar, guys!
*makes a level 1 character, deposits all gold, never logs on it for a month, comes back* Woo, I can buy everything in Dainan now! Surely this wouldn't be unbalancing or moronic! I mean, for no effort at all, I can get anything I want! Damn these banks are nice, giving us FREE MONEY like this! I mean, back in my day we had to work for our equipment, not have some bank be nice and give us gold just for storing gold with them for a period of time. And we had to climb uphill, both ways, in a blizzard, to fight Fire Dragons to get one gold a piece, and by jiminy, we LIKED IT!
I mean hell, if we're going to get bank interest, let's add in a new feature as well! BANK CRASHES! Just like the big ol' bank crashes of old. Everyone who has money in the bank? They're gonna lose it randomly. Entire account wiped out. How's this sound, guys? I'm sure it's quite intriguing and worth it!
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Banking
Jan 15, 2008 21:49:17 GMT -6
Post by icestol2m on Jan 15, 2008 21:49:17 GMT -6
i think the banks should give me everyone's gold
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Banking
Jan 15, 2008 21:58:44 GMT -6
Post by Thornreaper on Jan 15, 2008 21:58:44 GMT -6
Considering I have 260k in the bank, I'm fine with getting richer. And I have a habit of laying in bed these days so that's nice... What's interest on 260k? .... 350k? Lawlz
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InfiniteWisdom
Hunter
The Banished
100%
The world suffers from selfishness,don't be a victim, have wisdom...
Posts: 104
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Banking
Jan 16, 2008 18:52:24 GMT -6
Post by InfiniteWisdom on Jan 16, 2008 18:52:24 GMT -6
This is the greatest idea evar, guys! *makes a level 1 character, deposits all gold, never logs on it for a month, comes back* Woo, I can buy everything in Dainan now! Surely this wouldn't be unbalancing or moronic! I mean, for no effort at all, I can get anything I want! Damn these banks are nice, giving us FREE MONEY like this! I mean, back in my day we had to work for our equipment, not have some bank be nice and give us gold just for storing gold with them for a period of time. And we had to climb uphill, both ways, in a blizzard, to fight Fire Dragons to get one gold a piece, and by jiminy, we LIKED IT! I mean hell, if we're going to get bank interest, let's add in a new feature as well! BANK CRASHES! Just like the big ol' bank crashes of old. Everyone who has money in the bank? They're gonna lose it randomly. Entire account wiped out. How's this sound, guys? I'm sure it's quite intriguing and worth it! OMG you have lost your mind! If i didnt have that much gold, i wouldnt mind but i have too much and have no use for it except brag about it. As thorn stated in his example of being a thousandaire? hahha it can hurt your pocket if that were to happen, the sudden loss of money. I myself being a millionaire dont like it so yea, BH dont listen!!!!!As far as the interests, i dont need em, cause training pays it off eh Another way to see it is where the bank is paying you or giving you money at the beginning and letting you use their bank for free since you are the one trying to solve the chaotics and so it is reasonable that they lend their own part in helping for the best in Darlow. ~InfiniteWisdom
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Banking
Jan 16, 2008 21:59:54 GMT -6
Post by Thornreaper on Jan 16, 2008 21:59:54 GMT -6
Infinite... I think you don't understand how banking works... You see... You put the money in the bank, and you MAKE money... Me being a "Thousandaire" (Great word btw, ... not) will not make me lose money if this system was put into place... Take Economics bud.
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